CASH NOW

 PAYDAY LOAN, CHECK CASHING, FACTORING, AND INVOICE DISCOUNTING LICENSES!

LOOK AT ONE OF THE MOST EXPLOSIVE AND FASTEST GROWING INDUSTRIES TODAY!!!

BE YOUR OWN BOSS WITH CASH NOW!!!

Cash Now - Internet Golden Globe Award winner for 2001, 2002 and 2003

• CASH NOW  RANKED #1 BY ALEXA (based on Internet traffic for payday loan and check cashing companies)
• CASH NOW  RANKED #10 AS THE FASTEST GROWING COMPANY BY PROFIT MAGAZINE!
• Cash Now is the only publicly traded company offering complete retail & internet-based systems for payday loan and check cashing services.*(Research data as of September 30, 2004)
• Cash Now is the only publicly traded company offering a unique turnkey factoring and invoice discounting system, in conjunction with Factoring Insurance and Co-Insurance relationships program. (Research data as of October 14, 2004 )

PAYDAY EXPRESS: offers payday loans on a face to face basis where permissible and via the Internet. It is a Licensing Agreement whereby you purchase our technology, training and "know how". It can be a home based business opportunity, operated out of an office or storefront, or an add-on to an existing business. You are free to promote your own business name instead of Cash Now's and you do not pay any royalties. You simply pay us a small maintenance fee which covers the support, hosting of your website, technical updates to your payday loan software and website and the use of our state of the art Trust Vault that you will use for logging each daily transaction, accounting collections, communications and as a contact management tool. You are free to name your business what you wish, work your business as you wish and are not subject to the requirements Franchisees must follow. All training is done in the classroom and will cover all aspects of the payday loan business including marketing. We will also custom design a website for your business. You are buying the training, software and tools necessary to operate your own payday loan business. Your customers will come from your local area and from wherever you decide to advertise your business.

You will receive on-site training and technical support for your website. The Payday Express model is available in all States and Provinces. Other services such as Money Wiring, Money Orders, Debit Cards, Pre-paid Credit Cards, Fax & Photocopy Services, Bill Payment, Phone Reconnection, Tax Preparation and other financial options can also be added. Through Cash Now, you may choose to become an Electronic Funds Distributor (EFD).

CHECK EXPRESS: offers everything included in the Payday Express model, including the Pay Per Lead Program. In addition, Check Express also includes a check cashing component complete with our highly touted check cashing software. Check Express is a Licensing Agreement whereby you purchase our technology and "know how". You do not pay any royalties resulting in increased net profits for yourself. You simply pay us a small monthly maintenance fee which covers the hosting of your website, the use of the CSR Trust Vault, support all technical updates to your payday loan & check cashing software and website; and the use of our state of the art Trust Vault that you will use for logging each daily transaction, accounting, collections, communications and as a contact management tool. The Check Express model is operated out of a storefront. Check cashing is conducted on a "face to face" basis. Therefore, location is important to the growth of your business. The payday loan portion of your business may be conducted at your Check Express location, where permitted by State/Provincial laws, or you may load the payday loan software on a home computer and conduct your loan business remotely in all States/Provinces exclusively via the Internet. Training is done both in the classroom as well as on-site and you will receive the same support as does the Payday Express Operator. As with Payday Express, you are free to promote your own business name instead of Cash Now's and you are free to operate your business as you wish. Other services such as Money Wiring, Money Orders, Debit Cards, Pre-paid Credit Cards, Fax & Photocopy Services, Bill Payment, Phone Reconnection, Tax Preparation and other financial options can also be added.

BUSINESS EXPRESS: Simply put, the Business Express model offers a variety of financial services, to BUSINESSES AND CORPORATE CLIENTS, designed to help them solve their cash flow problems. It is a Licensing Agreement whereby you purchase our technology, training and "know how". It can be a home based business opportunity, operated out of an office or even a small retail storefront; which is ideal if you are targeting commissioned sales people, such as real estate agents, insurance and mortgage brokers or anyone for that matter that earns their pay via commissions. Business Express can be a great add-on to any business that services the commercial sector such as travel agencies, tax preparation businesses, mortgage and real estate offices, to name a few. Business Express offers factoring, invoice discounting, check cashing (payday loans for businesses) and business financing. Because this is a comprehensive and in-depth license offering, a separate business prospectus was created and is available in the Cash Now backnet area of its website. If you are serious about offering financing on a large scale to businesses rather than consumers, in a business where local and state laws are not as constraining and restrictive as they are for those offering consumer credit, then Cash Now Business Express may be your answer. We recommend that you should have about US$150,000 to US$200,000 available working capital (lending monies) after payment of your license fee and office set up. These loans with privately held companies can be insured with various C and D class Insurance companies and with private lenders with whom we have established working relationships. For public companies and lower risk borrowers, we can often insure (bind coverage) these loans for a fraction of the cost.

As with all other Licenses, you are free to promote your own business name instead of Cash Now's and you do not pay any royalties. You simply pay us a small flat monthly maintenance fee including the use of the award wining Trust Vault. This covers the hosting of your website, technical updates to your factoring and customer service relationship loan software, together with on going support. The Trust Vault fee allows you use of our state of the art Trust Vault that you will use for logging each daily transaction, accounting, collections, communications and as a contact management tool. You are free to name your business what you wish, work your business as you wish and are not subject to the requirements Franchisees must follow. We will custom design a website for your business, and act as your accounts receivables insurance broker.

SEVERAL HUNDRED ENTREPRENEURS IN THE USA , CANADA , AUSTRALIA AND OTHER INTERNATIONAL MARKETS UTILIZE THE CASH NOW SYSTEM IN VARIOUS FORMATS!

YOU ARE ONE CLICK AWAY FROM EXPLORING THE MOST FASCINATING AND EXCITING OPPORTUNITY AVAILABLE TODAY!

If you are an accredited investor looking to earn an above average return and share in our success, speak to us today about our wide range of investment options!

DO NOT LET THIS OPPORTUNITY PASS YOU BY!!